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Preventing Obesity from Spiking Your Business’ Health Insurance Rates

Category: Our Blog

Do you have or are you considering obtaining New
Jersey small business health insurance
to your workers? This is a great way
to earn employee loyalty and to attract more qualified candidates. It could
also be a very expensive benefit to offer since your business may have to pay
the brunt of the premium. The state of your workers’ health greatly affects
your rates. Obesity is one such condition.

According to the
CDC, obesity should be taken seriously. This is clear when you look at the
statistics they compiled.

  • From 2007 to 2009, 2.4 million additional adults
    joined the ranks of the obese.
  • In all states, at least 15 percent of the adults
    are obese.
  • In 2008, the medical expenses related to obesity
    were an estimated $147 billion.

While you cannot fire or demote an employee for
being obesity, you may be able to encourage him or her to lose weight by
offering professional incentives. Make sure any business-wide weight loss
competitions you have are organized with respect and better health in mind. By
taking steps to educate your employees on the danger of obesity and aiding them
in reaching a greater level of health, you may be surprised at the amount you save
on your New Jersey small business health
insurance
when it is time to
renew.

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