Group Health Insurance
In New York, group health plans for small businesses are known as “community rated” which means, every employee pays the same rate regardless of their age or gender.
Group health insurance is very inexpensive compared to individual or family coverage. This is because the cost of medical services can be spread among a larger group of people. Since the risk associated with New York small business health insurance is lower, Alwex Insurance can offer your business the best rates.
New York small business health insurance will cover the employer, employees, and many times the dependants of the employees. This type of health insurance is beneficial for you, the employer, because it will help you recruit and retain the best workers. And the benefits for the employees are obvious as they will have medical coverage should they require professional attention. Also, if your employee has a history of medical issues, they cannot be turned down, as is possible with an individual plan.
If you are wary of the premium payments for large or small business health insurance, you should contact Alwex Insurance. We will shop the top carriers in the country to get an affordable group health policy that will satisfy your employees and your budget.
At Alwex Insurance, we take pride in offering viable and affordable New York small business health insurance solutions for any sized business. We only work with premium carriers who understand the needs of employers and employees alike.
Contact us today to learn more about the terms, costs, and exclusions of group health insurance.