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New York Renters Insurance

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According to the Insurance Information Institute, 96 percent of New York homeowners have homeowner’s insurance, but only 43 percent of renters have such insurance.

In New York City, most of the eight million residents rent, but a large majority have no renters insurance to protect their belongings. Many renters across the state who do not have their own insurance believe they are covered by the building’s insurance policy, but renter’s personal property is not covered by the building’s policy. A New York renters insurance policy provides coverage for:

  • Theft
  • Loss or damage of property
  • Liability coverage for personal injury to others
  • Additional living expenses if your property becomes uninhabitable
  • Some lawsuits, depending on your policy

There certainly is a lot to think about when it comes to determining the exact coverage you need and want from your renters insurance. NYC clients will benefit from working with our expert insurance specialists, who are here to help you distinguish the risk exposures you face and ensure that you are perfectly prepared.

Contact Alwex Insurance today for more information about New York renters insurance.

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